Monday, June 23, 2008

AAAAAAHHHH!

Well, the good news is that the appraisal is complete, the home appraised at the loan value, and there were no work orders called in on the property by the appraiser. The loan will now be sent to underwriting tomorrow - I had to ask what that meant. The annoying news is that they may want to put hubby back on the loan. The only reason this is annoying is that it would mean he'd have to go back and sign the purchase agreement and all of the addenda. We already had to go the rounds with one document that removed him from the purchase agreement! We won't have the final decision on that until it all comes back from the underwriter tomorrow.

So, hubby says to me this morning that he's grateful that at least we don't have to move oxen or other livestock in all this mess. :-)

Thursday, June 19, 2008

Laughter is good medicine

I've been so stressed lately with everything going on that I just don't even know where to turn some days. So, I can has cheezburger to the rescue (AKA LOL cats). Here are two that I busted my gut over this week - a lot of stress left with the guffaws.

cat
more cat pictures

cat
more cat pictures

I'm hanging the supervisor one on my office door. :-)

Monday, June 16, 2008

Mi casa es...

¡Buenos días a todos! Es un día glorioso - hace un tiempo increíble hoy. And besides the lovely weather, it looks like we have a house!When mi hermana came over on Saturday she mentioned that she had driven by the house and seen this outside...

We have come to terms with the sellers regarding a couple of things that showed up in the inspection process; They will effect a repair to the foundation and provide a copy of the sealed well certificate. They have declined to upgrade the wiring too 100 amps, but may have to put in some money toward it if the appraiser puts it in on a work order. So, as I understand the process now, the appraisal will be ordered this morning, and may take a couple of days to actually schedule. So long as the appraisal does not come in as less than the accepted purchase price we are good to go. I told Moose on Saturday that emotionally and mentally I have been resisting calling the house "ours" yet in case something went awry, and asked her if the house is ours now. She said the only thing that could affect that status is the appraisal, so, "it is virtually yours." I'm virtually very happy.

...and we're virtually packing. :-)

An now, for something completely different. Hijo número 2 partió ayer para un encampamento. It's the same MS camp he attended last summer, at the same location, and he's really been looking forward to it. M'hija asked if she could attend next year. Besides not meeting the age requirement yet next summer, I'm inclined to decline. I think it is important for Hijo No. 2 to have something like that "belongs" just to him and no one else in the family. Especially, at least for now, his kid sister. I decided not to try to explain all of that to her just yet, but did point out that generally she will be at Girl Scout camp the same week (we didn't make the application deadlines this year, so she's home this week).

I'll be taking some time off work starting at the end of this week to get the house ready to move. Then I'll need more time off to recuperate. Right?

Sunday, June 08, 2008

home sweet home?

Well, we are closer to owning a home than ever yet. This weekend we signed a purchase agreement for a house - not the one I mentioned in the last blog. This one is move-in ready, and despite some challenges will, I believe be a nice home for us. One challenge is the size. It was built in the 40s so is just generally smaller, which will take some getting used to. Another is that the boys will be sharing a bedroom for a while. There is room to make a fourth room in the basement, but we'll have to save up first to have an egress window put in. We really like the yard (huge, hermanito, almost like the last one). Best news? The kids won't have to change schools and we'll be in the same ward.

So at this stage we just need to see the results of the appraisal and the inspection. If all goes well, we close on the 27th.

We're not celebrating yet, because that would be (in the words of our realtor) the kiss of death.